a) The agreement between the program and the associated bank expressly stipulates that, under no circumstances, the bank should not pay the credit limit, but only pay the proceeds from traded bank instruments (MTN). Therefore, the sale must be completed and paid before commissions are paid.
b) A commercial transaction allows the investor to cancel the sales contract in the event that it has not been resold or paid for any reason.
c) Even if the purchase price changes in a negative way (for example, with the price increase of the FED (Federal Reserve Bank), which is considered as a force majeure), the program does not cause any further loss in the sales contract with its end user, thanks to the Evergreen Clause, which allows it to increase its price to the same extent.
In this way, the system is protected from process loss. As a result, the program bank gives the program a credit limit without the right to apply to investor's capital at its bank. Thus, the investor's capital in the account remains irrecoverable.